Physicians Professional Liability Risk Retention Group Inc.

Overview

 

Physicians Professional Liability Risk Retention Group, Inc. (PPLRRG) provides professional liability insurance coverage for physicians and related health care professionals.

 
 

Membership in PPLRRG is limited to licensed physicians and other healthcare professionals practicing at one of the following Florida hospital systems. Being a staff member of the named facilities does not guarantee a placement with PPLRRG. All physicians will be fully underwritten and a completed application will be required.

  • Memorial Health System (South Broward Hospital District)

  • Adventist Health System of Florida

  • Bethesda Medical Center in Boynton Beach

  • Parrish Medical Center in Titusville

As a physician directed risk retention group, we understand and appreciate the professional and financial needs of our member-physicians. PPLRRG utilizes stringent underwriting criteria, geographic focus, and an aggressive loss control program to provide outstanding long term insurance solutions to its members.

Since 2002, PPLRRG has been committed to providing the lowest possible rates and all market based credits for groups, part time and individual physicians with loss free practices. We have consistently demonstrated profitability as demonstrated by 18% to 30% of premiums being refunded back to PPLRRG members each year over the past decade. Our program offerings include a Physician Malpractice Program, a New Staff Physician Program, and, for our insured members, Long-Term Disability Coverage. The 2013 Medical Malpractice Financial Information closed claims report, named PPLRRG a top 21 Medical Malpractice carrier in Florida, based on direct written premium. Some of the advantages of PPLRRG's professional liability insurance include:

  • Physician-owned and controlled Initial capital contribution required for program participation.

  • Underwriting performed by local physician's committee.

  • Proactive approach to claims handling.

  • Discounts available for physicians who attend a risk management seminar.

View the complete list of risk retention group benefits here.

“Our mission is to provide physicians, who meet stringent underwriting standards and who are active staff members of sponsoring Hospital Systems, a stable long-term alternative malpractice insurance program.”